Workplace Safety Programs: Do They Reduce Workers Compensation Claims?
One of the most effective ways to reduce workers compensation claims and related costs by high-risk employers is to implement one or more safety programs into their regular business plan. These plans have been shown to be highly effective in reducing accidents and it gives the insurance provider an incentive to reduce rates.
1. Drug Free Workplace. By implementing a drug free workplace employers reduce the risk of on-site accidents by 50 percent. In many different studies conducted by the insurance industry, it has been found that when employees must pass a drug test to become employed, and submit to random drug testing while employed, fewer accidents occur.
These programs are also very good for company moral. Few people want to work with someone under the influence of drugs because they are very unproductive and make dangerous decisions which could impact other employees.
2. Mandatory Safety Meetings. By holding a weekly safety meeting, businesses can reduce many minor injuries. These meetings do not have to be very long or intense. They simply need to address a single subject and talk about how to remain safe at work. For instance, a meeting held one week could address the importance of safety glasses in the workplace.
3. Company Provided Safety Equipment. Many employers have found that by providing certain equipment like hard hats, back braces and protective eye wear to the employees they can reduce the amount of accidents that occur.
4. Company Required Safety Equipment. By making certain pieces of safety equipment necessary for employment, such as steel-toed shoes, the employer can reduce many accidents that may otherwise occur without these items.
5. Clean Up Day. One of the main things that can cause employee injuries is clutter. Construction sites to offices all have the potential to allow things to pile-up and become cluttered. This leads to slip-and-fall accidents and possible lifting accidents. By establishing a clean-up day weekly or bi-weekly, the business can remain clean and clutter free.
6. Fitness Programs.While this may seem a very unusual way to reduce accidents, making sure that your employees have access to fitness programs can decrease injuries and improve the overall health of the business. Employees that are physically fit will have less back strains and better balance. While you cannot force any employee to take part of this type of program, by offering it to your employees you are showing that you care for their health and the insurance provider will see that you are concerned for safety.
One of the largest expenses a business faces is workers compensation. Insurance rates can be very high in high-risk industries and claims can make those rates go even higher. When you add these figures to the loss of production and other associated costs such as having to pay overtime to cover an injured employee, you can easily see why implementing safety programs is not just a suggestion to business owners, but a true necessity.
Valerie Stout Cyrus is a freelance writer who frequently researches workers compensation claims. She discovered that companies that have at least one worker safety program in place usually decrease their workers’ compensation claims. Please watch the video here to learn more about how workers compensation helps to protect workers.
Photo credit: http://www.flickr.com/photos/coolinsights/4775874812/
1 Comment »
Leave a comment